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The Urban Cooperative Banks catering to the needs of the people of the weaker sections in the urban areas are a powerful means of financial empowerment and financialinclusion. Urban Cooperative Banking is based on the twin model of Banking and Cooperation. In spite of immense heterogeneity in assets, operation area, nature of operation; UCBs have immense potential to tackle externalities that inhibit smooth credit flow at a local level.I have undertaken a Case Study on UCBs in Karnataka. It is based on first-hand qualitative and quantitative data from the UCBs, secondary data from RBI Offsite Surveillance System, Bank’s Balance Sheets and RBI Inspection reports. A survey of the selected UCBs in June 2009 yielded meaningful insights.

Item Type: MPRA Paper -

Original Title: Urban Cooperative Banks: A Case Study of Karnataka-

Language: English-

Keywords: Urban Cooperative Banks-

Subjects: G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages-


Fuente: https://mpra.ub.uni-muenchen.de/26377/

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