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A household’s fi nancial security is essential for the satisfaction of the needs and wants of its members, both communal and individual. It constitutes a kind of foundation for all of a household’s fi nancial decisions that impact its standard of living. The article aims to assess the level of fi nancial security of Polish households in 2005–2013. The research draws on data from Genworth Index, HBS conducted by the Central Statistical Offi ce (GUS) and Social Diagnosis (Diagnoza społeczna) overseen by the Social Monitoring Council. The study shows that Poland is characterized by a low level of fi nancial security relative to other European countries, especially Western and Scandinavian. More than three-quarters of Polish households experience fi nancial problems and exhibit both a low propensity to save, and low savings rates.

Keywords: financial security ; Genworth Index ; households ; savings

Variant title: Bezpieczeństwo finansowe Polskich gospodarstw domowych

Subject(s): Agribusiness

Agricultural and Food Policy

Agricultural Finance

Community/Rural/Urban Development

Consumer/Household Economics

Crop Production/Industries

Demand and Price Analysis

Environmental Economics and Policy

Farm Management

Financial Economics

Food Consumption/Nutrition/Food Safety

Food Security and Poverty

Health Economics and Policy

Industrial Organization

Institutional and Behavioral Economics

International Development

International Relations/Trade

Labor and Human Capital

Land Economics/Use

Livestock Production/Industries


Political Economy

Production Economics

Productivity Analysis

Public Economics

Research and Development/Tech Change/Emerging Technologies

Research Methods/ Statistical Methods

Resource /Energy Economics and Policy

Risk and Uncertainty


Issue Date: 2016

Publication Type: Journal Article

DOI and Other Identifiers: DOI: 10.17306/JARD.2016.59 (Other)

PURL Identifier: Published in: Journal of Agribusiness and Rural Development, Issue 41 Page range: 2016

Series Statement: 3(41)

Record appears in: University of Life Sciences in Poznan > Journal of Agribusiness and Rural Development

Autor: Kozera, Agnieszka ; Stanisławska, Joanna ; Głowicka-Wołoszyn, Romana


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